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Home Buyers's Checklist & Guide
What You Need to Know Before Buy Property in Calgary Prepared by Nancy Randhawa – Real Estate Lawyer | 12+ Years of Experience
✅ Before Making an Offer:
- Get mortgage pre-approval
- Hire a licensed realtor
- Review comparable property prices
- Understand your deposit and conditions (financing, inspection, etc.)
✅ After Offer Is Accepted:
- Contact your lawyer right away
- Provide your signed purchase contract
- Arrange home inspection and financing confirmation
- Send your lawyer:
- Two pieces of government-issued ID
- Realtor and mortgage broker contact info
- Your preferred possession/closing date
✅ 2–3 Weeks Before Closing:
- Review your mortgage documents (your lender will send them to your lawyer)
- Secure home insurance (effective on possession day)
- Arrange for utility hookups and address changes
- Schedule signing appointment with your lawyer
✅ 1 Week Before Possession:
- Review and sign all legal documents with your lawyer
- Provide remaining funds via bank draft or certified cheque
- Confirm final walk-through with your realtor (if applicable)
✅ On Possession Day:
- Wait for your lawyer to confirm keys can be released
- Get your keys from your realtor
- Congratulations! You’re a homeowner.
📌 Pro Tip: Legal timelines can be tight. Contact a lawyer as soon as your offer is accepted to avoid delays or missed deadlines.
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